Glossary Bar Hill

Wills - What do the words mean?

Will writing involves the use of a lot of legal terminology. Knowing what some of the most common words and terms mean can help guide you through the necessary process of making a Will. 


This is somebody who manages the financial affairs of the deceased where there is no Will. Normally the administrator is someone who is the next of kin. 


This can be anything you own that is of value. This can include property. Beneficiary/Beneficiaries: Those who have been left money or other benefits in a Will.



A gift made in a Will to an individual or body.
 The children of the deceased. This means illegitimate and adopted children but not stepchildren unless the Will includes provision for them.


This is a legal document that alters or adds to an existing Will and therefore needs to be kept with it. Like a Will, it also has to be witnessed.
 When you die this is the total value of all your assets less any debts you might have.



This could be a person or an organisation like a bank or solicitor. The deceased has appointed them in their Will to deal with their financial affairs.

Grant of Probate:

This is the authority from the Court for the Executor to manage the financial affairs of the deceased.


Allows the deceased to make important arrangements in a Will for any children by appointing a guardian. They are responsible for managing and looking after the affairs of the deceased’s children.

Inheritance Tax

This involves paying tax on the value of an estate that is above a particular threshold.


If the deceased dies without making a will then he or she are said to have died intestate. This means that allocation of the estate is done according to an agreed set of rules.


This is a person or organisation to whom you leave a gift in your Will.

Letters of administration:

These are official documents from the court which confirm the person’s appointment as the administrator of the estate.

Life Interest:

This is a gift that allows a person or persons to receive either the income from an asset or the right to stay in a property for the duration of their life.

Personal Chattels

Unlike money or property, these are the personal effects of the deceased.


This is the legal process that needs to be followed after someone dies to ensure that the Will is valid. It gives the executors the power to deal with the estate.

Probate Registry:

This is a part of the Courts service that looks after the Wills and estates of those who have died.


Anything which the deceased owned.


After all the debts, specific bequests and legacies have been paid this is what is left of the estate to be shared out.


This is a list of all of the assets included in a trust or Will.


This is the person who has made the Will.


This is an arrangement that allows trustees to own and manage property on behalf of someone else.


This is a legal document that defines what the deceased wants to happen to their estate after they die.


These are two people who are independent and do not benefit from the Will. Their role is to sign the Will to confirm that they have seen the Testator signing it.

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UK Will Writing Statistics

According to research by in 2016, 75% of those surveyed had not reviewed their Will in the last ten years!
In 2013 a survey by revealed that 67% of UK residents were unaware of the location of their parents’ Wills!

A Trusted Company!

To find out more about our will writing service all you have to do is give us a call. One of our friendly team members will chat with you about your personal circumstances and what you wish to include in your will. We will then schedule a visit, at a time of your choosing, for one of our Legal Consultants to come and visit you

They will gather all of the necessary information together in order to prepare and write your will. Once this stage has been completed you will then receive your completed will for approval. The whole process takes an average of 28 days. To find out more information please do give us a call today. We offer a fixed fee and guarantee the lowest local will writing prices.


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Writing wills is the only way to ensure that your money, possessions, property, as well as your investments, has gone to the people or the causes that you care of.

How to write a will

Find out the value of your property. You can draw a list of your lasting assets and your debts too.

The assets that usually make an estate are

  • motor vehicles
  • your company
  • your home, furniture and other household pieces of stuff
  • all your savings (bank/building society accounts)
  • insurance,
  • pension funds
  • investments like stocks and shares
  • other property that you own
  • other personal belongings registered under your name

Then calculate the amount of debt you have. Debts may be a mortgage, a bank overdraft, a credit card balance, loans or equity release. These assets should be valued on a regular basis since their value keeps changing over time. To clarify this you can contact the people responsible to know how long lasting they are.

The will should be transparent regarding your assets. Ensure you have stated well who you would like to gain from your will. Decide where the remains of the assets will go (any money or property that is generally left after meeting the funeral along with administrative expenses, taxes, and legacies). State what to be done if one of your beneficiaries dies before you. If you desire to give any particular gifts to specific individuals like charity, ensure that you have included the correct information like the full names, addresses, and the charity’s registered number. Erroneous information might make your chosen charity to be denied the gift. This is a long lasting decision make sure it is satisfactory to you.

Executors deal with the distribution of your assets once you are dead. It involves a lot of work and accountability, thus think about the people you appoint cautiously.

It’s now the time to write your will

Make your own will:

Make your own will and ensure that it is valid. It should be correctly drafted and signed.


It is typically best because they offer legal advice. Look for one who specializes in wills. Ensure that they are registered with the relevant body.


Some of the banks have will-writing services as well as advice regarding asset planning.

Professional wills writers:

these are not qualified solicitors; hence, they might not be regulated. Do thorough checks if they are registered before you choose one? You do not want to mess up because of less research on solicitors.

Ensure your will is valid

Your will should be in writing, and only you should sign it and witness by at least two people who should as well sign it in your presence. You should have the mental capability of making the will and also understand the effect that it will have. Finally, you should make the will willingly and not from anyone else pressure. The beneficiaries, their family or civil partners are not supposed to act as witnesses; otherwise, they will lose their right of the inheritance. They are not even supposed to be present when the will is being signed. It is not advisable for an executor to be a witness.

Making a will in sickness

The will can be signed on your behalf if you are not capable provided that you are in that room and you have the mental capability to make the will. It should contain a clause stating that you understood everything prior to signing it. In case of a severe ailment, you might require a statement from a medical practitioner certifying that you have understood what you are about to sign then you can get an attorney. You can as well appoint somebody else to have a short-term power to sign your legal documents by giving them a general power of Attorney.

Keep updating your will

You are supposed to review your will after every five years or after a significant change like a moving house or new grandchild, and you should never make changes to the original will. For minor amendments, you can add just an addition, called a codicil that must be signed and witnessed just like the will, even though the witnesses don’t need to be the same. For significant changes like remarrying or divorce, the will requires to be changed. You must make a new one and cancel the previous one.

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